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Category Archives: Mortgage News

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Beware of Wire Fraud During the Real Estate ...

March 12, 2023

Wire fraud is a growing concern in the real estate industry, with thousands of people losing millions of dollars ev ...

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Current Advantages for Home Buyers & Se...

December 28, 2022

If you’ve been watching the news, you may see a different story, but it really is a great time to buy (and se ...

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Worried About Qualifying For A Mortgage? It ...

February 16, 2020

Buying a home is a big purchase and most buyers rely on a mortgage in order to pay for one.So, there’s good news fo ...

Have You Checked Your Credit Report Recently...

March 11, 2016

If you haven’t checked your credit report recently, it’s time to take a few minutes to do so. It’s something that we should all do several times a year and it’s FREE! Why is it so important? Bec ...

Helpful Hints if You Think You are the Victi...

March 10, 2016

We wrote last week about the importance of checking your credit on a regular basis. We all know it’s critical to good ‘credit health’. One of the key reasons this should be done per ...

A Federal Reserve World, And We’re All...

April 8, 2014

MARKET RECAP from Arlin Shepard, Branch Manager American Pacific Mortgage (Div of Universal Lending) A Federal Reserve World, And We’re All Living in It When the conversation turns to monetary p ...

The Fed Giveth; Will It Taketh Away?

March 23, 2014

MARKET RECAP The Fed Giveth; Will It Taketh Away? More than 200 years ago, Mayer Rothschild, founder of the Rothschild banking dynasty, uttered one of the more profound observations on finance and pow ...

When Prognostications Go Slightly Awry

February 10, 2014

MARKET RECAP At the beginning of the year, we predicted that mortgage rates would end the year higher. Specifically, we predicted the 30-year fixed-rate loan would be quoted above 5%. To be sure, the ...

Federal Reserve Takes Center Stage… Ag...

February 3, 2014

Market Recap The Federal Reserve has taken initiative on tapering. In other words, it’s no longer talking about tapering, it’s doing it. On Wednesday, the Fed announced it would reduce its ...

Defying Consensus Estimates – Market R...

January 26, 2014

We, along with most everyone else , believe interest rates will rise in 2014. If you were to ask most mortgage bankers where the rate on the 30-year fixed-rate loan will be on Dec. 31, 2014, you’ ...